Some typical scenarios:
“Very often, exposing the judgment-debtor’s nefarious schemes brings him to his/her knees, obviating the need to return to court”.
The judgment-debtor has no bank account, automobile, or other asset in his/her name, so there is seemingly nothing to attach to collect the judgment.
But there are ways to indirectly reach the judgment-debtor’s assets and income. For instance, if the judgment-debtor runs a business, that business is usually an excellent place to start looking. The judgment-debtor may be using the company to pay all of his/her personal expenses, rendering the company the judgment-debtor’s "alter ego".
If the judgment-debtor’s household expenses are routinely paid by a friend, scrutinizing that friend’s finances can often shed light on the judgment debtor’s assets or income.
And if the judgment-debtor’s personal expenses are paid through an account held in the name of the judgment-debtor’s spouse, the spouse may be conspiring with the judgment-debtor to defraud the latter’s creditors, making the spouse potentially liable to pay the judgment.
With the massive numbers of changes in both state and federal privacy laws over the past five years, many of the tools private investigators once had have disappeared. To maintain compliance with these relatively new laws, even for judgment collection we cannot and will not search for bank account or other financial institution accounts.